Wednesday, 13 April 2011

THE IMPORTANT OF INSURANCE

  1. Talking About Insurance
Many people are hesitant to have insurance. One of them might be you, who are reading this artkel. The reason also vary from not believe it could be the claim, fearing the money lost, complicated care claim and feel is not needed, do not care and many other reasons. And the reason it is not true. In fact his claim easy, not complicated and the procedure is quite simple.

Now, the question is now whether the insurance is important ? whether you need insurance ? If you think you have dependents, have a debt, and guns have enough money or assets, then the answer is: Insurance is IMPORTANT and you need insurance, Why.?

When we have to be dependents, such as wife, child, parent, brother or anyone who is financially dependent on us, then we must ensure that if something bad happened to us then the people we leave behind will NOT be trouble for continuing this  life.

For example: suppose you were a head of household, your main the breadwinner and the wife does not work, and already blessed with a child who was a child, and for the cost of their education later on you have a disciplined savings in the bank every month. Suddenly and unexpectedly you suffer a critical illness and finally had to stop working, or worse you die. What will happen to your baby? Clearly annoyed because his future education is now a guaranteed guns again. Who will save money in the bank to prepare the studies ..?. That's just in education, not to mention the cost of living in a family that now must depend on the wife alone. What happened to your wife? when your wife is not working. Forced to work and working even harder because they have dependents, both to prepare the child's education or for needing daily needs.

When having debts, example a car or home loans or even loans for your business, should we have to have. Sorry if the word had to move the world (read: dead), then who should pay the debt dong? If you've married a wife who later pursued debt collectors, if still single, then our parents are being chased, even terrorized. How poor  his spouse and your parents ...?

When NOT have enough money or assets to cope with the risks that might occur. Because why should the insurance if we already have money or assets in abundance? How if  there’re happening with us, ours  all family can still live with all of our heritage. Well, for those of you who have not enough money and  the asset, immediately take it the  Insurance.

It’s the story of my friend’s family. For my friend personally, as a husband and have a baby, insurance becomes a very important thing for me. Why?. Here are the simple answers.

1. Since he does not want if something happens to him, his wife became troublesome, have to work even harder and could not enjoy life as it is today. And of course for his life style did not decline, can still indulge himself.

2. Since he does not want the child's education plan so messed up  and finally he could only get a mediocre education for reasons of economic limitations. Being Happy Family, right.

           3. Because he wants with the days of  his parents and wife can become RICH. 
           
           4. Since he has not got enough money and assets that can generate passive income that can be used by wives and children to meet their daily needs and for other needs. 

           So, do not ever look down upon this insurance problem. So you're building a harmonious family, Rich, Happy and Prosperous obligatory insurance accounts

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